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Renewal & switch

Your renewal is a good time to review the full picture.

Before signing, consider your plans, payment comfort, mortgage features, and any costs associated with changing lenders or terms.

A clear place to begin

Start with the details that matter.

A renewal decision is about more than a posted rate. Compare flexibility, prepayment options, portability, penalties, payment schedule, and total cost over the term.

Mortgage options, qualification, rates, and terms depend on your complete application, property, lender, and current conditions. We’ll review the details that apply to you.

What we can review together

  • Check when your term ends and when to start reviewing.
  • Consider your plans for the property.
  • Compare terms, features, and potential switching costs.
  • Confirm the steps a new lender may require.

What happens next?

Once I understand your plans, we can identify the information a lender may need and review possible next steps. You’ll have time to ask questions and understand any terms and conditions before deciding how to proceed.

Talk through this option